Our Management Home/About/Our Management Executive Team AHO BALIKI - OBE Managing Director DIOBEN BALUYUT General Manager VACANT Company Secretary Head of Departments MENUHIN "BOY" DAROYA Head of Retail ALVIN GUILLERMO Chief Financial Officer RAYMOND CONCHINA Head - Risk and Compliance MAL PARSONSON Head of Treasury RANJAN WAGLE Chief Information Officer ARJANE RAIZA CARMELOTES Head of Internal Audit KARAI MOREA Head of Commercial VACANT Head of Credit MURALI THANGAVELU Head of Collections & Recovery ATISH DAS Head of Marketing and Branding BARBRAH PAITA Head of Legal ALEX ROGEA Head of Human Capital