Our Management Home/About/Our Management Executive Team AHO BALIKI OBE Group Managing Director DIOBEN BALUYUT Chief Executive Officer BARBRAH PAITA Chief Legal Officer and Company Secretary Division Chiefs MENUHIN "BOY" DAROYA Chief Retail Lending Officer ALVIN GUILLERMO Chief Financial Officer RAYMOND CONCHINA Chief Risk and Compliance Officer ARJANE RAIZA CARMELOTES Chief Internal Auditor KARAI MOREA Chief Commercial Lending Officer ANABELLE DE JESUS Chief Credit and Collection Officer ANDREA REYES Chief People and Administration Officer RANJAN WAGLE Chief Information Officer Department Heads MAL PARSONSON Head of Treasury ATISH DAS Head of Marketing and Branding DAPHNE TION Head of Human Capital LEROY LOUIS Head of Collections & Recovery